In September 2025, Hong Kong experienced a 1.1% decline in mortgage applications, while the number of approved loans increased by 9.4% to HK$31.4 billion. The Hong Kong Monetary Authority reported this trend, indicating a shift in the mortgage landscape. The decrease in applications suggests potential challenges in the market, while the rise in approved loans may reflect a more favorable lending environment for borrowers. This contrast in data highlights the complexities of the current financial climate in Hong Kong’s housing sector. Analysts will likely monitor these trends closely to assess their implications for future mortgage activity.
